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The Pearl Carroll Disability Claim form plays a crucial role for individuals looking to submit disability income claims. It is comprehensive, designed to ensure that all relevant information is captured to facilitate the processing of claims. The document outlines clear instructions for the applicant, emphasizing the need to fully answer all questions on the Member Statement and provide a detailed list of all providers and hospitals involved in treating the disability in question. Additionally, it requires the completion of the Medical Provider's Statement by the attending healthcare provider to offer a thorough insight into the medical assessment. Applicants must also sign the Authorization for Release of Information to allow Pearl Carroll & Associates LLC to gather necessary medical records and other pertinent information to evaluate the claim effectively. The form instructs on how to notify the company of recovery or a return to work, a crucial step to ensure the accuracy and current status of the claim. Contact information, including mailing and email addresses, as well as phone and fax numbers, is provided to enable smooth communication between the claimant and Pearl Carroll & Associates LLC. This accessibility is intended to support claimants through the process, answering questions and providing guidance as needed to successfully navigate the submission of their disability income claim.

Preview - Pearl Carroll Disability Claim Form

STATEMENT OF RECOVERY OR RETURN TO WORK

DISABILITY INCOME CLAIM INSTRUCTIONS

(PLEASE DETACH THIS NOTICE BEFORE MAILING AND KEEP FOR FUTURE REFERENCE)

Please answer all questions on the Member Statement on your Disability Income claim form

Please provide a complete List of Providers/Hospitals that treated you for this disability.

Date and sign both the Members Statement and the Authorization for Release of Information.

Please have your Medical Provider complete both pages of the Medical Provider’s Statement.

Please see that the completed form is returned to:

Pearl Carroll & Associates LLC

Disability Claims Unit

12 Cornell Road

Latham, NY 12110

If you recover or return to work, please notify Pearl Carroll & Associates immediately by completing and mailing this statement to the above address or emailing to Customercare@PearlCarroll.com.

If you have any questions concerning your request for Disability Income benefits, you may call the Office of the Administrator at 1-800-697-2732. The fax number is 518-640-8105. Please note that we will not confirm receipt of a fax for 24 - 48 hours.

Name: _______________________________________________________________________________

Mailing Address: _______________________________________________________________________

_______________________________________________________________________

Social Security No.: ______-______-________

Policy G-11628

I recovered:

I returned to work

Other (I.E. Returned to work light duty, another job etc):

Date:

Month/Day/Year

Date: _______________________ Signature: ___________________________________________

Email Address: __________________________________________________________________________________

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

CLAIM TYPE:

 

Member Disability

Spouse-Coverage Disability

Non-Disabling Injury

 

 

 

Hospital Benefit

 

 

 

 

Survivor Benefit

 

Member Name:

____________________________________

 

Date of Birth: ___________________________

 

Social Security # _____________________________________

 

 

Male

Female

 

 

Spouse Name:

____________________________________

 

Date of Birth: ___________________________

 

Social Security # ______________________________________

 

Male

Female

 

 

Mailing Address: _____________________________________________________________________

__________

 

 

 

(No.)

(Street)

 

 

 

 

(Apt No.)

 

 

_______________________________________________________________

 

 

 

 

(City or Town)

 

(State)

 

 

(Zip Code)

 

 

Telephone No.: Home: (

)______________________

Em ployer (

) ________________ Height: ________

Weight ________

Employer’s Name: ___________________________________________________________

Normal Number of Hours Worked Per Week: ________

Employer’s Street Address: ______________________________________________________________________________________

 

 

(No.)

 

(Street)

 

 

(City or Town)

(State)

(Zip Code)

Email Address: ____________________________________________________________________________________________________

What is the nature of your disability?__________________________________________________________________________________

Is disability work related? Yes

No

 

If yes, please attach a copy of the Employee Accident Report signed by manager

Is disability due to an Injury? Yes

 

No

 

If “Yes”, when? _______/______/________

 

 

 

 

 

 

Mo .

Da y

Year

Where did it happen?__________________________________________________________

 

 

 

How did it happen? _______________________________________________________________

 

 

 

Date first treated for this disability:

 

_____/_____/_______

 

 

 

 

 

 

Mo.

Day

Year

 

 

 

 

Date First Unable to Work: ______/______/______

 

Date Last Worked: ______/_______/_______

 

Mo.

Day

Year

 

Mo.

Day

Year

 

 

Have you attempted to return to your occupation since the date disability began? (If so, give details)

If returned to work or recovered, give date: _____/_____/______

Returned to work: Full Time:

Mo.

Day

Year

Part Time:

 

 

 

If Part Time, # of hours per day _______

If not returned, when do you expect to? _____/_____/______

 

Mo.

Day

Year

 

Are your working a second job? If so, please provide the name and address of the company and the hours you are working.

**If disability is due to a Motor Vehicle Accident, please attach MV-104A Police Report**

** If treated in hospital or Urgent Care Center, please attach a copy of your discharge papers**

1

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

Member’s Name ___________________________________ Member’s Social Security #________________________

Names and addresses of providers consulted and any other providers seen for treatment.

PLEASE PRINT If you need more space, you may attach a sheet of paper with the additional names, addresses, and phone numbers. Be sure to include all providers, as any missing may delay your claim.

PHYSICIANS:

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

 

 

HOSPITALS

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

 

PHARMACIES

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

2

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

Member Name _______________________________________ Member’s Social Security #__________________________

Please state your occupation: ________________________________________________

**Please attach a copy of your official job description**

Please fully describe all the duties of your occupation at the time you stopped working including the percentage of time spent on

each activity:

_____________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

What are your daily activities?________________________________________________________________

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________

Are you receiving or will you be eligible to receive benefits from:

Workman’s Compensation?

Yes

No

 

Pension Plan?

Yes

No

 

Another Group Insurance Plan?

Yes

No

 

Individual Disability Income Policy?

Yes

No

 

Social Security Disability?

Yes

No

If “Yes” insert policy number, claim number and address of insurance company or organization providing such benefits and amount of payment.

Policy No.

Claim No.

Name and Address

Amount of Payment

I declare that the answers on Page 1, Page 2 and Page 3 of this form are complete and true to the best of my knowledge and belief. I also agree that I will advise the New York Life Insurance Company of my return to any type of work and that I will return any payments to which I am not entitled by reason of my return to work or termination of my disability.

New York Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

Date: _____________

Member’s Signature _______________________________________________

MO/ DAY/YEAR

The Member or someone on his/her behalf must sign here and on the

 

Authorization for Release of Information Form.

 

Please see that the completed form is returned to:

 

Pearl Carroll & Associates LLC

 

12 Cornell Road – Disability Unit

 

Latham, NY 12110

 

Fax # 518-640-8105 or email to Customercare@PearlCarroll.com

 

3

CSEA DI ed 10/2016

 

Authorization for Release of Information

TO:

All providers of medical services and supplies, pharmacy related service organizations, prescription history database

suppliers, employers, insurance institutions, the Social Security Administration and other organizations.

I authorize release to New York Life Insurance Company or their representative, Pearl Carroll & Associates LLC, any independent claim administrators, consulting health professionals, pharmacy related service organizations and utilization review organizations with whom New York Life has contracted, information concerning health care advice, treatment or supplies provided the patient (including that related to mental illness and/or AIDS/ARC/HIV) and prescription records. This information will be used to evaluate claims for benefits.

In Oklahoma, the information authorized for release may include records which may indicate the presence of a communicable or non-communicable disease.

This authorization may be used for a period of 24 months from the date signed below unless sooner revoked. I may revoke this authorization at any time by notifying New York Life in writing at the address given on this form. My revocation will not be effective to the extent New York Life or any other person has already disclosed or collected information or taken other action in reliance on it. The information New York Life obtains through this authorization may become subject to further disclosure. For example, New York Life may be required to provide it to an insurance regulatory or other government agency. In this case, the information may no longer be protected by the rules governing this authorization.

A photocopy of this authorization and request form shall be as valid as the original. I know that I may request a copy of this authorization.

_____________________________________________

_________________________________

Patient’s Signature

Date

 

 

_____________________________________________

_________________________________

Print Name

Social Security No

 

 

______________________________________________

__________________________________

Address

City,

State

Zip

______________________________________________

__________________________________

Email Address

Phone Number

 

 

Medical Records Release to: Datafied Inc. 1210 N. Jefferson St. Suite P Anaheim, CA 92807

Please see that the completed form is returned to:

Pearl Carroll & Associates LLC

12 Cornell Road – Disability Unit

Latham, NY 12110

Fax # 518-640-8105 or email to Customercare@PearlCarroll.com

4

CSEA DI ed 10/2016

MEDICAL PROVIDER’S STATEMENT

(The patient is responsible for the completion of this form without expense to the Company)

Notice to Provider: Thank you in advance for your cooperation in completing this form on behalf of your patient identified below. We will consider this information in conjunction with other information gathered to determine the claimant’s eligibility for benefits according to his or her specific contract with us. We will periodically request that you provide updated information, records and chart notes to enable our evaluation of a continuing claim. In order for us to expedite our consideration of your patient’s claim, please fully answer each question and sign and date the form where indicated.

1.PATIENT’S NAME: ______________________________________________ SOCIAL SECURITY NO.: __________________

 

(First)

(Middle)

(Last)

 

 

 

 

 

 

 

DATE OF BIRTH: _____/_____/______

2.

CURRENT MEDICAL CONDITION(s):

 

 

 

(Mo) (Day)

(Year)

 

PRIMARY DIAGNOSIS: __________________________________

ICD-10 CM CODE: _____________

 

SECONDARY DIAGNOSIS: _____________________________

ICD-10 CM CODE: _____________

3.

DATE THAT SYMPTOMS FIRST APPEARED OR ACCIDENT HAPPENED:

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

4.

DATE THAT PATIENT FIRST CONSULTED YOU FOR THIS CONDITION:

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

5.

DATE YOU LAST TREATED THE PATIENT:

 

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

6.

IS THIS CONDITION RELATED TO PATIENT’S EMPLOYMENT?

YES

NO

 

7.

WAS PATIENT REFERRED TO YOU BY ANOTHER PRACTITIONER?

YES

NO

 

(If “Yes”, please provide the name and address of that practitioner): __________________________________________________

______________________________________________________________________________________________________________

8.OBJECTIVE FINDINGS (Include x-rays, lab results and clinical findings. If pregnancy, also give LMP and EDC):

____________________________________________________________________________________________________

____________________________________________________________________________________________________

9. HAS PATIENT BEEN HOSPITALIZED? YES NO (If “YES”, provide reason, hospital name and dates of

confinement): ________________________________________________________________________________

10.NATURE OF TREATMENT CURRENTLY BEING PROVIDED OR PLANNED: (Include dates and type of surgery

and any medications prescribed if applicable): ___________________________________________________

_______________________________________________________________________________________

_______________________________________________________________________________________

11.HAVE YOU REFERRED THE PATIENT TO ANOTHER PRACTITIONER? YES NO (If “Yes”, please provide the name and address of all applicable physicians or ): ________________________________________________________

____________________________________________________________________________________________________

12.IN YOUR OPINION IS THE PATIENT ABLE TO WORK AT THIS TIME? YES NO

IF “NO”, WHEN DO YOU EXPECT THAT THE PATIENT WILL BE ABLE TO PERFORM SOME WORK?

______/_____/_______

 

(Mo) (Day) (Year)

1

CSEA DI ed 10/2016

MEDICAL PROVIDER’S STATEMENT

PATIENT’S NAME: ______________________________________________ SOCIAL SECURITY NO.: ____________________

(First)

(Middle)

(Last)

13.IS THERE ANY TYPE OF JOB MODIFICATION OR ACCOMODATION THAT WOULD ENABLE THE PATIENT TO WORK

AT THIS TIME? YES NO (If “Yes”, please describe): _______________________________________

____________________________________________________________________________________________________

14.

 

BASED ON OBJECTIVE FINDINGS AND YOUR

MEDICAL OPINION:

 

 

a)

THE PATIENT WAS TOTALLY DISABLED FROM:

_____/_____/_____ THROUGH: _____/_____/_____

 

 

(Mo.) (Day) (Year)

(Mo.) (Day) (Year)

b)

THE PATIENT WAS PARTIALLY DISABLED FROM:

_____/_____/_____ THROUGH: _____/_____/_____

 

 

(Mo.) (Day) (Year)

(Mo.) (Day) (Year)

15.LIST ALL CURRENT RESTRICTIONS AND LIMITATIONS YOU HAVE PLACED ON THE ATIENT’S WORK AND PERSONAL

ACTIVITIES DUE TO HIS OR HER MEDICAL CONDITION (If none, indicate “NONE): ___________________________________

____________________________________________________________________________________________________

____________________________________________________________________________________________________

16. HAS THE PATIENT BEEN RELEASED FROM YOUR CARE? YES

NO

 

IF “YES” DATE RELEASED FROM YOUR CARE:

IF “NO”, DATE OF NEXT SCHEDULED TREATMENT OR EVALUATION:

______/_______/________

 

______/_______/_________

(Mo) (Day)

(Year)

 

(Mo) (Day)

(Year)

 

 

 

 

 

New York Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

MEDICAL PROVIDER’S DECLARATION AND SIGNATURE

I declare that the answers on this statement are complete and true to the best of my knowledge and belief. I understand that periodic updates (including providing copies of medical records when requested) will be required in the event of a continuing claim.

_______________________________________ _____

__________________

_______________________

PROVIDER’S NAME (PLEASE PRINT)

 

Specialty

TELEPHONE NUMBER

_________________________________________________

___________________________________________________

STREET ADDRESS

CITY

STATE

ZIP CODE

_____________________________________________

 

_______________________

PROVIDER’S SIGNATURE

 

DATE SIGNED

 

Please return completed forms to:

 

Pearl Carroll & Associates LLC

12 Cornell Road – Disability Unit

Latham, NY 12110

Fax # 518-640-8105 or email to CustomerCare@PearlCarroll.com

2

CSEA DI ed 10/2016

Form Data

Fact Name Description
Form Purpose This form is used for reporting either recovery or return to work by individuals receiving disability income benefits.
Submission Instructions Recipients are instructed to answer all questions, provide a list of treatment providers, and ensure both the Member Statement and Authorization for Release of Information are signed and dated before submission.
Medical Provider's Statement Requirement The form requires a Medical Provider’s Statement to be completed in full, covering two pages of detailed information.
Submission Address Completed forms should be returned to Pearl Carroll & Associates LLC, Disability Claims Unit, 12 Cornell Road, Latham, NY 12110.
Email and Phone Contact For queries or notification of work return via email: Customercare@PearlCarroll.com. For telephone inquiries: 1-800-697-2732.
Fax Confirmation Fax confirmations will not be immediately available and may take 24 - 48 hours to be acknowledged.
Special Notices for New York Residents New York residents are warned against insurance fraud, which is considered a crime and subject to civil penalties.
Authorization Duration The Authorization for Release of Information is valid for 24 months from the signing date unless revoked earlier.

Instructions on Utilizing Pearl Carroll Disability Claim

Filling out the Pearl Carroll Disability Claim form requires careful attention to detail to ensure that all the information provided is accurate and comprehensive. This document is essential for processing your disability claim efficiently. The information you provide will help Pearl Carroll & Associates evaluate your claim and make a timely decision. Follow the steps below to complete your form correctly.

  1. Begin by detaching the instructions page from the claim form for your reference.
  2. On the Member Statement section, answer every question related to your disability claim. It's crucial that no question is left unanswered to avoid any delays in the processing of your claim.
  3. Provide a complete list of all healthcare providers and hospitals that have treated you for this disability. Ensure that all names, addresses, and contact information are accurately recorded. If additional space is needed, attach a separate sheet with the required information.
  4. Date and sign the Member Statement and the Authorization for Release of Information sections of the form. Your signature is mandatory for the processing of your claim.
  5. Request your Medical Provider to fill out both pages of the Medical Provider’s Statement. This includes a detailed account of your medical condition, treatment received, and their professional assessment of your disability.
  6. Once the form is fully completed, return it to Pearl Carroll & Associates LLC, Disability Claims Unit, 12 Cornell Road, Latham, NY 12110. Ensure that the address is correct to prevent any mailing issues.
  7. If there has been a recovery or a return to work, notify Pearl Carroll & Associates immediately. This can be done by completing and mailing the Statement of Recovery or Return to Work section found at the beginning of the form, or by emailing Customercare@PearlCarroll.com.
  8. If any assistance is needed or if there are questions regarding the Disability Income benefits, contact the Office of the Administrator via phone at 1-800-697-2732 or send a fax to 518-640-8105. Keep in mind that fax receipt confirmations may take 24 - 48 hours.

By following these steps, your disability claim can be submitted smoothly. Remember to keep a copy of the entire packet for your records before mailing. Accurate and comprehensive information, along with prompt submission, will aid in the efficient processing of your claim, bringing you closer to receiving the benefits you may need during this time.

Obtain Answers on Pearl Carroll Disability Claim

Understanding the process of filing a disability claim can be complex, and applicants often have several questions. Below are answers to some frequently asked questions regarding the Pearl Carroll Disability Claim form to simplify the procedure and provide clarity to claimants.

  1. How do I complete the Pearl Carroll Disability Claim form?
  2. To complete the Pearl Carroll Disability Claim form, follow these steps:

    • Fill out the Member Statement section with accurate answers to every question.
    • Provide a comprehensive list of all providers or hospitals that treated you for the disability you're claiming.
    • Ensure that both the Member's Statement and the Authorization for Release of Information sections are dated and signed.
    • Have your Medical Provider fill out the Medical Provider’s Statement section thoroughly.
    • Send the completed form to Pearl Carroll & Associates LLC, Disability Claims Unit, at the provided address or contact them via email for further assistance.

  3. What should I do if I recover or return to work?
  4. If you recover or return to work, immediately notify Pearl Carroll & Associates by completing the designated section of the form and mailing it to the specified address or by sending an email to Customercare@PearlCarroll.com. Prompt communication ensures your claim status is updated accurately and helps avoid potential overpayments.

  5. Who should I contact if I have questions about my disability income benefits claim?
  6. If you have any questions regarding your request for Disability Income benefits, you should reach out to the Office of the Administrator by calling 1-800-697-2732. They can provide guidance and answers to your questions. For documentation submissions, keep in mind that fax confirmations might take 24 - 48 hours.

  7. What information do I need to attach if my disability is work-related or due to an injury?
  8. If your disability is work-related, you must attach a copy of the Employee Accident Report signed by your manager. Similarly, if the disability is due to an injury, include the details of the incident and attach any relevant documentation such as a MV-104A Police Report for motor vehicle accidents or copies of discharge papers if treated in a hospital or urgent care center. This documentation is essential for the assessment of your claim.

  9. What happens if I provide false information on my disability claim form?
  10. It's crucial to provide true and complete answers to the best of your knowledge on the disability claim form. Providing false information or concealing facts for misleading purposes is considered a fraudulent insurance act, which is a crime. Such actions not only have legal implications, including civil penalties that may exceed five thousand dollars and the stated value of the claim for each violation, but can also significantly delay or affect your claim approval. In New York, this is taken very seriously and enforced according to state laws regarding insurance fraud.

Common mistakes

When filling out the Pearl Carroll Disability Claim form, individuals often make a number of common errors that can delay the processing of their claim or even result in a denial. Identifying and avoiding these mistakes can streamline the claim process, ensuring that the applicant receives the necessary benefits without undue delay. Here are six notable mistakes:

  1. Not answering all questions completely: Leaving sections blank or providing partial answers can cause significant delays. It is crucial to answer every question fully to give the claims processor a clear understanding of the situation.

  2. Omitting the List of Providers/Hospitals: Failing to provide a comprehensive list of all healthcare providers and hospitals involved in treating the disability can lead to incomplete claim reviews. This list is essential for a thorough evaluation of the claim.

  3. Forgetting to date and sign: Both the Member's Statement and the Authorization for Release of Information must be dated and signed. These documents are legally binding and without your signature, the form cannot be processed.

  4. Not having the Medical Provider’s Statement completed: This part of the form is critical for substantiating the claim with medical evidence. When it is left incomplete or unsubmitted, it significantly undermines the claim's credibility.

  5. Neglecting to notify Pearl Carroll & Associates upon recovery or return to work: It's important to promptly inform Pearl Carroll & Associates when the applicant recovers or returns to work, as this impacts the continuity and adjustment of benefits.

  6. Improper documentation for specific cases: For disabilities related to work or motor vehicle accidents, not attaching the required documents (e.g., Employee Accident Report, MV-104A Police Report) can result in processing delays. These documents are crucial for verifying the nature and cause of the disability.

Avoiding these mistakes can make the disability claim process smoother and more efficient. By ensuring that all information is complete, accurate, and submitted in a timely manner, claimants can facilitate a faster review and reduce the risk of unexpected hurdles in their claim's approval.

Documents used along the form

When handling the complex nature of submitting a disability claim, particularly with the Pearl Carroll Disability Claim form, it’s crucial to be well-prepared with all the necessary documentation. This means gathering several important forms and documents that will support the claim, ensuring a smoother process and helping validate the specifics of the case at hand.

  • Medical Records: Detailed reports from healthcare providers that treated the individual. This includes all diagnostic reports, treatment notes, and medication records relevant to the disability.
  • Official Job Description: A document from the employer that precisely outlines the duties and responsibilities of the individual's position. This helps in assessing the impact of the disability on the individual's ability to perform their job.
  • Authorization for Release of Information: Allows medical providers and other relevant parties to share the individual's health information with the insurance company evaluating the disability claim.
  • Employee Accident Report: If the disability is work-related, this report provides details about the incident that led to the disability, including dates, involved parties, and the nature of the accident.
  • Police Report (MV-104A): Necessary if the disability resulted from a motor vehicle accident. This report contains an official account of the incident, including any determinations of fault.
  • Hospital Discharge Papers: Documents that summarize the hospital stay, treatments received, and recommendations for follow-up care. Essential for cases where hospitalization was required.
  • Proof of Prior Income: Financial documents such as pay stubs, tax returns, or W-2 forms that provide evidence of the individual's earnings before the disability. This information is crucial for calculating disability benefits.
  • Claimant Statement of Recovery or Return to Work: This document must be submitted if the individual recovers from their disability or returns to work, affecting their eligibility for ongoing benefits.

Ensuring that these documents accompany the Pearl Carroll Disability Claim form will help substantiate the claim, facilitate the review process, and aid in arriving at a fair determination. It’s important for individuals to keep copies of all documents submitted and to follow up with the insurance company to confirm receipt and inquire about any additional requirements.

Similar forms

The Pearl Carroll Disability Claim form encompasses various essential elements for initiating a disability claim. Here are ten documents similar to the Pearl Carroll Disability Claim form, highlighting their similarities:

  • Group Disability Insurance Claim Form: Like the Pearl Carroll form, this typically requires personal, employment, and medical information to assess a disability claim.
  • Workers' Compensation Claim Form: This document also gathers details about the claimant and the injury or illness, similar to the disability claim form, but is specific to work-related incidents.
  • Short-Term Disability Claim Form: Similar to the Pearl Carroll form, it requests detailed information on the nature of the disability, treatment received, and the expected duration of the disability.
  • Long-Term Disability Claim Form: It parallels the Pearl Carroll form by requiring exhaustive details about the disabling condition, prognosis, and medical care providers, aimed at long-term scenarios.
  • Life Insurance Claim Form: Although for a different purpose, it shares the need for personal identification and documentation to process a claim, often necessitating medical information in cases of accidental death or disability riders.
  • Social Security Disability Benefits Application: This government form captures detailed information on the individual's medical condition and work history, akin to the comprehensive data required by the Pearl Carroll form.
  • Medical Claim Form: Similar to sections of the Pearl Carroll form that require medical provider input, this document facilitates the submission of healthcare services for insurance reimbursement.
  • Personal Injury Claim Form: It collects detailed information about the incident, injuries sustained, and medical treatment, paralleling the Pearl Carroll form's requirements for documenting disability-related expenses and circumstances.
  • Automobile Accident Personal Injury Claim Form: Specifically for vehicle accidents, this form's necessity for details about the accident, injuries, and treatments mirrors elements of the disability claim process.
  • Family Medical Leave Act (FMLA) Application: Although focused on leave rather than insurance benefits, it similarly mandates detailed medical information to justify the leave request, reflecting the thoroughness seen in disability claim forms.

These documents, while serving various needs within the realms of insurance and employee benefits, converge on the necessity for detailed personal, medical, and professional information to evaluate and administer claims effectively.

Dos and Don'ts

When filling out the Pearl Carroll Disability Claim form, there are several do's and don'ts to keep in mind to ensure your claim is processed smoothly. Here are five things you should do:

  1. Complete all sections: Make sure to answer all questions on the Member Statement of your Disability Income claim form. Leaving sections incomplete can delay your claim.

  2. Provide a detailed list of providers: Include a complete list of all the providers and hospitals that treated you for this disability. Missing information can cause unnecessary delays.

  3. Date and sign the form: Do not forget to date and sign both the Member’s Statement and the Authorization for Release of Information. Unsigned forms cannot be processed.

  4. Secure your medical provider's statement: Ensure that your medical provider completes both pages of the Medical Provider’s Statement, as it is crucial for the evaluation of your claim.

  5. Notify Pearl Carroll immediately if you return to work: If you recover or return to work, it's important to alert Pearl Carroll & Associates promptly by completing and sending the relevant section of the form.

And here are five things you shouldn't do:

  1. Do not leave sections blank: Avoid leaving any question unanswered. If a section does not apply to you, indicate with “N/A” rather than leaving it empty.

  2. Avoid submitting incomplete lists of providers: Make sure all your healthcare providers are listed. Incomplete lists can result in the need for further inquiry, delaying your claim.

  3. Do not forget to include supporting documents: If your disability is work-related or due to an accident, attach the necessary reports or discharge papers. Failing to attach required documents can hold up your claim.

  4. Don't provide inaccurate information: Ensure all the details in your claim, including your return to work date, are accurate. Incorrect information can complicate the processing of your claim.

  5. Do not delay in submitting your claim: Submit your completed form and all necessary documents as soon as possible. Delays in submitting the claim can delay the processing time.

Taking care to properly fill out and submit your Pearl Carroll Disability Claim form can help ensure a smoother claim process.

Misconceptions

When navigating the complexities of submitting a Pearl Carroll Disability Claim form, it's important to clear up common misconceptions right from the start. Understanding the truth behind these claims can smooth the process and ensure that you are better informed about your rights and responsibilities.

  • Misconception 1: All sections of the form must be filled out by the individual filing the claim. While it's critical that you complete the Member Statement and Authorization for Release of Information, the Medical Provider’s Statement must be filled out by your healthcare provider, not by you.

  • Misconception 2: Notification of recovery or return to work is optional. It is mandatory to notify Pearl Carroll & Associates immediately if you recover or return to work to avoid any overpayment or fraud charges.

  • Misconception 3: You can only submit the claim form via mail. Although mailing is one option, you also have the opportunity to email the completed statement to Customercare@PearlCarroll.com, offering a faster and more convenient submission method.

  • Misconception 4: You will receive instant confirmation upon faxing documents. It's stated that confirmation of fax receipt will not be provided for 24 - 48 hours, so immediate confirmation shouldn't be expected.

  • Misconception 5: Email addresses are optional on claim forms. Providing your email address ensures efficient communication and updates regarding your claim.

  • Misconception 6: The form doesn't require detailed information about the disability and treatment. A complete list of providers and hospitals that treated you, as well as detailed information about your disability, are essential for a thorough review of your claim.

  • Misconception 7: The claim form only supports claims for member disability. In fact, it accommodates various claim types, including spouse coverage disability, non-disabling injury, hospital benefit, and survivor benefit.

  • Misconception 8: Work-related disabilities aren't covered. The form explicitly asks whether the disability is work-related, indicating a need to understand all potential sources of your disability benefits, including worker's compensation.

  • Misconception 9: Only primary job income is considered. If you are working a second job, this information must also be disclosed to fully evaluate your claim and benefits eligibility.

  • Misconception 10: Submitting this form guarantees disability benefits. Submission of the form is the first step in the claims process. Approval is based on a review of all submitted information and adherence to policy terms.

By addressing these common misconceptions, individuals can ensure they are submitting their Pearl Carroll Disability Claim form accurately and efficiently, aiding a smoother process and better outcomes for all involved.

Key takeaways

Filling out and submitting the Pearl Carroll Disability Claim form correctly is crucial for ensuring a smooth process in claiming your disability benefits. Here are ten key takeaways to keep in mind:

  1. Ensure to answer all questions presented on the Member Statement portion of your Disability Income claim form accurately to avoid any unnecessary delays.
  2. A complete List of Providers/Hospitals that treated you for this disability must be provided, ensuring comprehensive documentation of your medical care.
  3. It's imperative to date and sign both the Member’s Statement and the Authorization for Release of Information to validate your claim.
  4. Your Medical Provider must diligently complete both pages of the Medical Provider’s Statement to supply detailed insight into your medical condition and treatment.
  5. Once completed, the form should be returned to Pearl Carroll & Associates LLC at the specified address, ensuring it reaches the correct department for processing.
  6. In the event of a recovery or return to work, promptly notify Pearl Carroll & Associates by completing and mailing the Statement of Recovery or Return to Work, to keep your records updated.
  7. Should you have any inquiries concerning your Disability Income benefits, the provided contact information for the Office of the Administrator is available for assistance.
  8. For those who have experienced a work-related disability or an injury leading to disability, attaching relevant reports such as the Employee Accident Report or the MV-104A Police Report is essential for a thorough review.
  9. Accuracy and honesty in declaring your condition, attempting to return to work, or receiving benefits from other sources are paramount to avoid any form of insurance fraud.
  10. New York residents specifically should be aware of the legal implications of providing false information on their claim forms, highlighting the importance of truthful reporting.

By keeping these key points in mind and thoroughly preparing your documentation, you can help expedite your claim process and ensure that you receive the benefits to which you are entitled without undue delay.

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